The current housing crises in the US and England have made me think a lot about decisions that I've made, and about how other people view us and our decisions. I really dislike the peculiarly British tendency to put others down whilst crowing about how superior our own decisions might be. As Pocket_Naomi once said, very wisely:
There are no right or wrong decisions, only the decisions that we make and live with.
There are no right or wrong decisions, only the decisions that we make and live with.


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Wesley and I have plenty of could have/should have/would haves about the financial choices we made when he finished residency and we moved to north Alabama. We are okay right at this moment. But, if a couple of instances of depressive spending happen, then we start overdrawing the bank account, and it gets really scary very quickly.
I see hope for getting out of debt, but it will be a very long road for us.
I really like our home, but I find I am caring less and less about 'stuff' as each year passes. Right now though it very hard to sell 'stuff' though as people have trouble getting the credit to buy 'stuff' from anyone.
But, we've still been managing to get rid of 'stuff' a little at the time over the last five years -- mainly by giving it to charity, and it is amazing how little we miss it. We think when Simon goes to college we may scale down even more dramatically* and move somewhere where there is enough of a public transportation system that we don't need cars.
*'Dramatically' would mean getting rid of all our books. We wanted a library, and that was why we bought the house we did and did all the work on it in the basement. It is lovely, and we like it very much. Could I live without it? I realize, yes.